Receiving from others

There are always ups and downs in life for everyone, when we are down we feel very bless when someone offering their helping hand especially in terms of monetary aid.
This is not a good feeling though as the guilt feeling is always haunting you because of the 'owing' feeling, it gets worse when you are unable to repay in time within the agreed tenure and the one that offered his or her help actually giving you hint that "you are suppose to pay me off by .... but...." this feeling is worse than you owe to the bank, because dealing with bank is a business transaction but owing to friend you tend to shy away from this friend, it is very difficult to face the friends that you still owe money to.

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